Join certified financial planner Rhonda Reid Hylegar in this insightful video on "Personal Financial Planning." Discover the art of setting effective financial goals, mastering the nuances of money management through budgeting, and gaining insights into managing debt wisely. Rhonda will guide you through the crucial retirement planning steps, exploring various investment options, and understanding risk management. Learn the importance of estate planning and how it contributes to a secure financial future. Whether you're a beginner or looking to enhance your financial literacy, Rhonda's expertise provides actionable tips for a robust and sustainable financial roadmap. Take control of your financial destiny now! If you find this video helpful, don't forget to like, share, and subscribe for more empowering content on personal finance. Let's build a financially secure future together! Content 0:00:00 Intro 0:00:40 Managing Debt 0:06:25 Credit Card 0:15:53 Reducing Balance Loans 0:25:51 Tips on Mortgages 0:29:54 Getting out of Debt 0:39:44 Guidelines for Borrowing 0:43:10 Retirement 0:56:23 Deferred Annuities 01:13:44 The Secret of Growing Wealth 01:17:56 Investment Products and Instruments 01:31:27 Investment Start Early 01:33:30 Tips on Portfolio Development 01:34:14 When Investing 01:34:40 End